Uchenna Victor Moses: The Visionary Project Leader Behind Xtrapay’s Groundbreaking Digital Transformation in Nigeria

Oluchi Chibuzor

In the vibrant corridors of Nigeria’s fintech revolution, few stories capture the intersection of technology, inclusion, and transformative leadership like that of Uchenna Victor Moses. While Xtrapay is rapidly gaining recognition as a pioneering digital payments platform bridging Nigeria’s cash-dependent communities to the digital economy, what is less widely known is the driving force behind its seamless, secure, and user-focused transformation: Moses.

Serving as the Digital Project Manager during Xtrapay’s critical national scale-up phase, Moses was instrumental in leading the technical delivery, stakeholder coordination, and user experience enhancements that enabled the platform to achieve over 200,000 agents onboarded and 2 million users across Nigeria.

Driving Product-led Transformation at Scale

Moses joined Xtrapay during its most volatile growth stage, when the company needed to evolve from a promising fintech startup into a resilient, nationwide service. Under his project leadership, the team delivered:
• 99.9% transaction uptime, ensuring real-time, reliable services even in low-connectivity rural zones.
• Cloud-synced POS terminals and mobile wallet systems accessible to underserved users and merchants.
• Seamless agent onboarding frameworks supporting over 200,000 field agents, transforming traditional cash economies into digital-first ecosystems.
• Robust auto-reconciliation and data security mechanisms, addressing sector-wide trust gaps in digital transactions.

“Victor Moses is not just part of the team; he is the architect of the systems that ensure our scale-up succeeds where many fail,” said Osatare Imaguezegie, CTO of Xtrapay. “His leadership, systems thinking, and attention to the realities of Nigeria’s diverse communities is making the difference.”

Impacting Lives, Empowering Economies

Beyond the technical delivery, Moses spearheaded the platform’s digital inclusion strategy, working with rural cooperatives, market associations, and youth entrepreneurs to embed the technology into daily transactions, ensuring financial inclusion reached the last mile.

“Victor understands that digital transformation is not about the technology alone but about enabling people to trust, adopt, and benefit from it,” noted Justin O. Oparaocha, Director of Operations at Xtrapay. “His leadership brings together product excellence with human-centred innovation.”

Recognition and Legacy in the Making

Xtrapay’s transformation under Moses’s leadership is fast becoming a benchmark for scalable, socially impactful fintech solutions in West Africa. The platform’s success is drawing attention in industry panels, policy forums, and fintech case studies as an example of product-led innovation addressing real-world infrastructure challenges.

Moses’s reflections on the need for Africa to lead its own digital transformation narratives have also been shared in various stakeholder engagements, where he challenges leaders to recognise that true transformation comes not from imported technologies but from locally driven systems built by leaders who understand the terrain.

Leadership That Goes Beyond Products

Moses’s story at Xtrapay is not just about digital payments; it is about systems change, inclusion, and leadership that delivers measurable societal impact. His journey stands as a powerful case of how product-led digital transformation can redefine economies, industries, and communities when driven by visionary, grounded leadership.

As Nigeria accelerates its digital evolution, leaders like Moses are proving that the future belongs to those who dare to lead transformation at the intersection of technology, trust, and inclusion.