Mutual Trust MFBank Strengthens Position as a Leader in Lending to SMEs

Raheem Akingbolu

Mutual Trust MFBank Limited, one of Nigeria’s largest and fastest-growing microfinance banks, continues to redefine excellence in the delivery of quick and reliable financial services. The bank has built a strong reputation as a trusted provider of fast loans to public and private sector workers, while also empowering entrepreneurs and SMEs with accessible and flexible financing solutions.

At the heart of this growth story is a clear mission: to make credit access faster, simpler, and more inclusive for Nigerians across all sectors. Through its innovative loan products and technology-driven systems, Mutual Trust MfBank has helped thousands of individuals and businesses seize opportunities that might otherwise have been out of reach.

For many SMEs, limited access to funding remains a major barrier to growth. Recognizing this, Mutual Trust MfBank has positioned itself as a reliable financial partner by offering SME loan facilities, enabling them to expand, hire more staff, and scale operations without unnecessary delays.

Speaking on the bank’s consistent growth, Josh Oyebisi, Managing Director/CEO of Mutual Trust MfBank Limited, credited the success to a well-structured credit framework and a team dedicated to delivering excellence.

“We’ve built a system that prioritizes our customers’ time and trust. Our loan process is simple, fast, and designed to eliminate the usual bottlenecks,” Oyebisi said. “In business, timing is everything, and that’s one area where Mutual Trust truly stands out.”

“For us,” Oyebisi concluded, “it’s not just about loans, it’s about creating opportunities that move people and businesses forward.”

Bukoye Ayoola, Chief Marketing & Strategy Officer, also emphasized that the bank’s commitment goes beyond just disbursing loans.

“We work closely with customers to ensure that funding aligns with their business goals,” Ayoola explained. “We’ve supported retailers expanding into new locations, tech start-ups launching platforms, and manufacturers increasing production. Our flexible repayment structures are tailored to each customer’s cash flow, ensuring that financing supports growth without becoming a burden.”

Beyond lending, Mutual Trust MfBank also offers innovative savings and current account services for individuals and corporate organizations seeking dependable and value-driven banking solutions. For customers looking to grow their wealth, the bank provides highly competitive interest rates on long-term deposits, designed to deliver true value and financial confidence.

As Mutual Trust MfBank continues to expand its reach and digital capabilities, it remains committed to one purpose: empowering Nigerians with financial solutions that drive progress, confidence, and sustainable growth.