Our goal is to simplify payment transaction for Nigerians,” says Transactworld CEO

Transactworld Digital, a Central Bank of Nigeria (CBN)-licensed fintech company and the operator of Transactpay, has announced a strategic integration with OPay, Nigeria’s largest mobile money platform, in a move set to transform how businesses receive digital payments across the country.

With this partnership, merchants on Transactpay now have direct access to over 40 million active OPay wallet users, including more than 10 million individuals who make payments daily. The integration removes the need for third-party redirects or additional technical setup, making the payment process smoother and more accessible for merchants and customers alike.

Speaking on the development, Ernest Obi, co-founder and Chief Executive Officer of Transactworld Digital, said the company’s vision is focused on simplicity and inclusivity. “Our goal is simple — to make it easier for Nigerian businesses to get paid by people already paying daily,” he said.

The new feature is designed to benefit businesses of all sizes, especially small and medium-sized enterprises (SMEs) operating in Nigeria’s increasingly mobile-first economy. Transactworld’s existing merchant base spans sectors, including logistics, hospitality, beauty, food, and digital services. With this integration, these businesses can now leverage real-time payment settlements and in-app transactions without needing a website or mobile application.

Obi explained that the move will significantly lower entry barriers for merchants, allowing them to scale their operations without aggressive marketing or costly infrastructure. “This move is not just about payments,” he noted. “It’s about giving merchants the tools to scale without heavy investment in customer acquisition or complex digital infrastructure.”

The company outlined key benefits of the integration, such as seamless access to over 40 million verified OPay wallet holders, over 10 million daily transaction opportunities, real-time settlement, and an entirely app-based payment experience.

Industry experts have described the partnership as a timely intervention, especially as mobile money adoption continues to surge across Nigeria. The initiative is expected to enhance financial inclusion by bringing digital payment capabilities to informal and underserved business operators who previously lacked the resources to adopt such solutions.

With this development, Transactworld Digital positions itself as a key driver of Nigeria’s digital payment revolution, offering merchants a chance to connect directly with millions of mobile wallet users and redefining how businesses get paid in a fast-evolving economy.