Otapay Launches App for Affordable Data, Bill Payment & Services

As the demand for affordable digital services continues to grow across Nigeria, a new financial technology company, Otapay, has emerged with a bold solution aimed at reshaping the country’s digital payments landscape. The newly launched Otapay mobile and web App is designed to make data subscriptions, airtime recharge, and bill payments more accessible and affordable for everyday Nigerians.

Otapay enters the bill payment space at a time when millions of Nigerians are grappling with rising telecom prices and unreliable platforms. With a core mission to simplify transactions and empower users with cost-effective digital services, the app provides a user-friendly platform that supports airtime top-up, data purchase, electricity bill payment, and cable TV subscriptions—all in one place.

What sets Otapay apart is its strong focus on affordability and inclusivity. The platform introduces a tiered user system comprising Subscribers, Agents, and Vendors—each designed to offer flexible pricing based on usage and business goals. While Subscribers enjoy discounted rates for personal use, Agents and Vendors gain access to wholesale pricing ideal for running a Virtual Top-Up (VTU) business.

The platform also features an Affiliate Site Program that allows users to launch their own branded VTU websites integrated directly with Otapay’s backend API system. This innovation makes it easier for digital entrepreneurs to start their own online businesses without worrying about complex technical setup or payment gateway integrations.

Otapay was founded and built by Nigerian entrepreneur Ikechukwu E. Mbadiwe, popularly known as Iking Ferry, whose vision is to create a fintech solution that not only solves a market problem but also drives social impact. According to Iking Ferry, the goal behind Otapay is to bridge the gap between technology and the people who need it most.

Otapay is also making a mark through its corporate social responsibility efforts. The platform has committed to donating 15 percent of its net profits to support projects in education, healthcare, and infrastructure development within underserved communities across Nigeria. This initiative aims to ensure that every transaction on Otapay contributes to a greater purpose—empowering both users and the society at large.

Since its launch, Otapay.ng has begun gaining attention among Nigerians looking for trusted platforms to manage their daily transactions. As more users seek reliable alternatives to existing bill payment apps, Otapay’s blend of affordability, transparency, and innovation positions it as a serious contender in the fintech ecosystem.

With the growth of mobile usage and the increasing demand for self-service digital platforms, Otapay is set to become a preferred solution for millions of Nigerians seeking fast, secure, and low-cost ways to stay connected and stay in control of their finances.