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How Pennyshelters Africa Empowers Nigerians With Financial Solutions ~ CashFlow Queen
Pennyshelters Africa officially launched on November 2, 2022, with a mission to tackle some of the most pressing financial and housing challenges facing Nigerians today. The company operates across various sectors, including microfinancing, Transportation, investment banking, Real estate investing, Agriculture investment and mortgage banking, providing essential financial products and services to the Nigerian populace.
Gloria Michael, known as the “CashFlow Queen,” is the founder of Pennyshelters Africa. As a dedicated wife and mother, she brings a personal touch to her professional endeavors. With her background as a chartered banker and membership in the Research Institute of Investment and Credit Management, Gloria is well-equipped to lead her company. She holds a BSc degree and a diploma in microfinance, which enhances her understanding of the financial challenges faced by many Nigerians. Under her leadership, Pennyshelters Africa aims to make significant strides in addressing housing and financial inclusion issues within the community.
Cash flow Queen recognized a significant gap in the housing market, particularly for Nigerians who struggle to afford homes on their current earnings. “Many Nigerians may not afford to own houses without support from an external body, especially those in disadvantaged positions,” Gloria noted. This observation sparked a commitment to not only provide housing solutions but also to educate Nigerians on fundamental financial principles such as saving, investing, and effective fund management. The goal is to empower individuals and help reduce the poverty rate across the nation.
In its short existence, Pennyshelters Africa has made a substantial impact on the Nigerian community. One of the standout initiatives is the cooperative society, which features an affordable housing scheme. Members of this cooperative can pay in installments to eventually own various types of housing.







